Personal Finance
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Still Working at 71 With $108K Income: Is It Worth It?
A 71-year-old earning $108,000 annually questions whether staying on the job makes sense with $152,000 saved. Here's the real calculus.
Onyx Odds Promo Code DIME: Get $111 Bonus for NFL Week 3
New Onyx Odds users can unlock a $111 bonus using promo code DIME just in time for NFL Week 3 action.
30-Year Mortgage Rate Spikes to 7.45%, Highest Since April 2024
The 30-year fixed mortgage rate jumped sharply to 7.45% as bond markets sold off and yields climbed higher.
Pet Insurance vs. Savings Account: How to Plan for Vet Bills
When your furry friend needs emergency care, will pet insurance or a dedicated savings account serve you better? Here's how to think it through.
US Expat Taxes: What Young Americans Abroad Must Know
Moving abroad doesn't erase your IRS obligations. Here's what young expats need to understand about US tax and reporting rules.
How to Generate $1,000/Month From Weekly Income ETFs
Want a steady monthly paycheck from ETFs? Here's how weekly income funds can make that happen and what you'll need to invest.
How to Build $7,900 Monthly in Dividends While Cutting IRMAA Risk
Chasing big dividend income is great — until Medicare surcharges eat your gains. Here's how to balance both goals.
EVs Have Two Horsepower Ratings, But Automakers Hide One
Electric vehicles carry two distinct horsepower figures, yet manufacturers consistently promote only the more flattering number.
How to Build a $7,600 Monthly Dividend Paycheck
Dreaming of living off dividends? Here's a practical breakdown of what it actually takes to generate $7,600 a month from dividend income.
Why Building Wealth Is Harder for Young Americans Today
Gen Z and young millennials face an economy where traditional wealth-building paths are increasingly out of reach. Here's what shifted.
Should You Let a Child Build a House on Your Land?
A parent weighs whether to let one son build a $400K home on family land — and the financial and family risks that come with it.
How Part of Your Retirement Community Fee Can Cut Your Tax Bill
A portion of continuing-care retirement community entrance fees qualifies as a deductible medical expense in the year you pay it.
Why Some Icons Never Retire — And Not Everyone Has That Choice
Dolly Parton and Gloria Steinem skipped retirement, but for millions of Americans, working forever isn't inspiration — it's necessity.
Vanguard's S&P 500 Fund Revolutionized Investing — Is There a Better Way Now?
Index funds changed everything about how everyday people invest. But as indexing goes mainstream, some wonder if smarter alternatives exist.
The One Metric That Matters Most Before Buying a Dividend Stock
Before chasing yield, smart dividend investors zero in on one key metric that reveals whether a payout can actually last.
Should You Quit Your Job After Having a Baby? Here's What to Consider
A new parent is weighing whether to leave work for a year. Here's how to think through the financial and career tradeoffs.
Lost Your Job and Health Insurance? Here Are Your Options
Getting laid off is stressful enough without losing health coverage too. Here's how to find affordable insurance fast.
Roth Conversions in Your 50s With $1.5M in a 401(k): Worth It?
A couple in their 50s with $1.5M in traditional 401(k)s wonders if Roth conversions make sense now — and whether to trust a new adviser.
Sold a Rental at a Loss? Here's What to Know About Taxes
A landlord sold a rental property at a $75,000 loss and wonders if buying another can offset the tax bill. Here's the quick answer.
Alzheimer's Diagnosis: Steps to Secure Your Finances Now
An early Alzheimer's diagnosis is a signal to act fast on your money and estate plans — here's why timing matters.
What Is 'Moneymaxxing' and How Can It Help Your Finances?
The viral 'moneymaxxing' trend is more than a social media moment — advisors say it signals a real shift in how people approach money.
Vending Machines: What Products Do Americans Want Most?
Readers share their dream vending machine items, sparking a wider conversation about convenience retail's untapped potential.
Common Budgeting Mistakes That Are Keeping You Broke
Small budgeting missteps can silently derail your finances. Here's what to watch for and fix.
Local Volunteers Step Up to Offer Free Repair Help
A community fix-it program is connecting residents with skilled volunteers ready to repair household items for free.
Why Warren Buffett Keeps Recommending the Same ETF
Buffett has long championed one simple ETF for everyday investors. Here's why his advice has stood the test of time.
How to Be an Inspiring Parent, According to Experts
Parenting advice from the Crazy Cool Family column explores what it really takes to motivate and inspire your kids every day.
Can One Financial Stock Really Set You Up for Life?
Picking a single financial stock as a forever hold is tempting, but the math and the risks deserve a hard look first.
Trust vs. Will at 60 With $1.5M: Which Protects Heirs Better?
Couples in their 60s with significant assets often wonder whether a trust beats a will. Here's what you need to know before deciding.
Why Downsizing in Retirement Makes Sense Even Debt-Free
Owning your home outright sounds like the dream, but there are still solid reasons to trade down in retirement.
How a $550K Portfolio Can Bridge the Gap to Social Security
A 62-year-old retiree uses a $550,000 portfolio to generate $3,400 monthly until Social Security benefits begin.
Should You Turn Down an Inheritance Before It's Offered?
One person weighs whether to tell their 96-year-old stepmother they don't want her estate. Here's what's really at stake.
Should High Savers Be Able to Opt Out of Social Security?
A 63-year-old doctor with $2M saved questions whether Social Security should be optional for wealthy retirees.
Sold Shares Before Dividend Day? Here's Why You Missed Out
Timing your stock sale around dividend dates is trickier than it looks. One investor learned this the hard way after selling $80K in shares.
Conservation Easements: When the Tax Break Still Works for You
The IRS has been cracking down on conservation easement deals, but they can still pay off if you know the red flags to avoid.
Why Claiming Social Security Early Might Be Smarter Than You Think
The case for taking Social Security benefits early goes deeper than simple break-even math. Here's what most people overlook.
Can Your Old Boss Withhold Your 401(k) After a Layoff?
Getting laid off is stressful enough — here's what your former employer can and can't do with your 401(k) money.
Why You and Your Friend May Pay Different Prices for the Same Item
Retailers and apps increasingly charge different customers different prices. Here's why your bill might not match your friend's.
Why Betting on Lifespan for Social Security May Miss the Point
Conventional Social Security timing advice leans on life expectancy, but one key argument says that misses what really matters.
Mom Died and Her Bank Balance Dropped $7K — Here's Why
A reader's late mother lost $7,000 in bank funds after death. Here's what can happen to accounts when someone passes away.
IBM Employees Lost $400 Million Betting on Company Stock
IBM workers paid a steep $400 million price for over-concentrating retirement savings in employer stock, a classic diversification cautionary tale.